Terms Of Service

Effective Date: 2026

Welcome to Springfield Senior Advisors (“Company,” “we,” “our,” or “us”). By accessing our website, submitting your information, engaging with our services, or communicating with us via phone, email, or SMS, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our services.

1. Services

Temmen Insurance provides insurance-related information, consultations, and services, including but not limited to Medicare and ancillary insurance products. We do not guarantee eligibility, coverage, pricing, or enrollment outcomes, as these depend on carrier rules and individual circumstances.

2. User Consent & Communications

By providing your contact information, including your phone number, you expressly consent to receive communications from Temmen Insurance, including calls, emails, and SMS messages, for informational, service-related, and follow-up purposes.

SMS messages may include appointment confirmations, reminders, follow-ups, policy-related notifications, and customer service messages.

Message frequency may vary

Message and data rates may apply

Reply STOP to opt out at any time

Reply HELP for assistance

Consent is not a condition of purchase.

3. SMS Opt-In and Opt-Out

You may opt out of SMS communications at any time by replying STOP. Once you opt out, you will no longer receive SMS messages unless you re-opt in. We are not responsible for delays or failures in message delivery due to carrier issues.

4. Privacy

Your use of our services is also governed by our Privacy Policy. We do not sell your personal information. We only share information as necessary to provide services, comply with legal obligations, or work with authorized insurance carriers and service providers.

5. User Responsibilities

You agree to provide accurate and truthful information. You are responsible for maintaining the confidentiality of your communications and for all activity conducted through your contact information.

6. No Professional or Legal Guarantees

Information provided by Temmen Insurance is for general informational purposes and does not constitute legal, tax, or medical advice. Insurance availability and benefits vary by carrier and location.

7. Limitation of Liability

Temmen Insurance shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services, communications, or reliance on information provided.

8. Modifications

We reserve the right to update or modify these Terms at any time. Continued use of our services constitutes acceptance of any changes.

9. Governing Law

These Terms are governed by the laws of the state in which Temmen Insurance operates, without regard to conflict of law principles.

10. Eligibility & Age Restriction

You must be at least 18 years of age to use our website, submit personal information, or engage with Temmen Insurance services. By using our services, you represent and warrant that you are 18 years of age or older. We do not knowingly collect information from individuals under the age of 18.

11. Contact Information

If you have questions about these Terms, you may contact us at:

Springfield Senior Advisors

Clark@springfieldsenioradvisors.com